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I’m a First Time Home Buyer Again

I’m a First Time Home Buyer Again

This topic came up a few times this week, so I thought it would address it in my video today: did you know that you can be a first-time homebuyer more than once? It might sound surprising, but it’s actually more common…

Read More July 24, 2019
Real Estate Roadblocks – I Don’t Fit Inside the Box

Real Estate Roadblocks – I Don’t Fit Inside the Box

Today I am talking about the idea of “fitting” into the lending box. I have the unique skill set of evaluating a person’s situation, then finding the right loan to make it happen. It happens every day that I talk to clients…

Read More May 8, 2019
Real Estate Roadblocks – Picking the Right Loan Officer

Real Estate Roadblocks – Picking the Right Loan Officer

A few weeks ago, I talked about picking a good real estate agent, and I wanted to follow-up on that thought and discuss the process of choosing the right loan officer as well. Both the real estate agent and your loan officer…

Read More May 1, 2019
Removing Roadblocks to Homeownership – I Want My Dream Home

Removing Roadblocks to Homeownership – I Want My Dream Home

Today’s topic applies to people who might already own a home, but they are preparing to buy another property. The move could be “rightsizing” to a bigger or smaller home, or a sideways move to a house in another location. Timing is…

Read More February 27, 2019
Removing Roadblocks to Homeownership – Job Stability

Removing Roadblocks to Homeownership – Job Stability

 This week I am sticking with the theme of removing roadblocks to home ownership, talking about how job stability affects your ability to get financing to buy a home. It is common for people to ask me questions about job stability:…

Read More February 14, 2019
Being Proactive in a Changing Market

Being Proactive in a Changing Market

This morning on the news, there was a story that said that Southern California real estate volume was off by 20% this year compared to historical trends. We are feeling the change in the real estate market, which is why I wanted…

Read More October 24, 2018
The Home Purchasing Process Starts Here

The Home Purchasing Process Starts Here

Where does the home buying process really start? Most people start the process of purchasing a home completely backward. They start shopping for homes, even though they have no idea whether they can afford to purchase. It is common to turn to…

Read More September 12, 2018
Is Debt Bad? Not When You’re Using it Right!

Is Debt Bad? Not When You’re Using it Right!

It might sound ironic for a mortgage professional to talk about how debt is bad. Of course, it is obvious that certain types of debt, such as credit cards, aren’t a great choice. We all know carrying debt is bad, BUT mortgage…

Read More July 25, 2018
Student Loans and Mortgages – What You Need to Know

Student Loans and Mortgages – What You Need to Know

The topic of students loans is often brought up by customers, with many people wanting to know how their loans will relate to getting pre-approved and approved for a mortgage. According to the statistics, student loan debt has now surpassed revolving debt…

Read More May 16, 2018
Wire Fraud: A Serious Concern in the Real Estate Industry

Wire Fraud: A Serious Concern in the Real Estate Industry

Today’s topic is a little disheartening, but it is an important subject that needs to be addressed: wire fraud. Home buyers are wiring thousands of dollars and can be easy targets for fraudsters. So, today’s tips are focused on steps that can…

Read More March 14, 2018
How to Get the Best Rate on a Mortgage

How to Get the Best Rate on a Mortgage

Owning a home is one of the most important investments you will have in your lifetime. So naturally, having the lowest mortgage payment possible would be one of the most intelligent things to do. Here are a few things you can do…

Read More October 27, 2016
5 Potential Solutions if You Can’t Pay Your Mortgage

5 Potential Solutions if You Can’t Pay Your Mortgage

Unfortunately, some homeowners face certain situations like losing their job, having high medical bills, or facing financial hardship. If you find yourself in this situation, things may look terrible as to keeping your home, but there are numerous options that you can…

Read More September 14, 2016
Things That Can Make Your Mortgage Payments Increase

Things That Can Make Your Mortgage Payments Increase

When you sign your name on to a 30-year fixed mortgage, you inherently assume that your payments will remain the same for…  the next 30 years.  Right? In theory, that is true.  However, in reality it isn’t always the case. The reason…

Read More September 8, 2016

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