Articles

Jumbo Mortgage Options You May Not Have Known Were Available July 21, 2021
Jumbo Mortgage Options You May Not Have Known Were Available

If we rewind back to when COVID first started, the jumbo lenders locked up and there weren’t many options available. Now, the lenders are coming back and creating more opportunities in the market. I wanted to share a few things that you…

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Sick of All the Documentation Needed for a Conventional Loan??? Watch This! July 15, 2021
Sick of All the Documentation Needed for a Conventional Loan??? Watch This!

Today I want to talk about an option that is getting better – specifically for investment property purchases. A quick disclaimer: this strategy doesn’t work for primary residences or second homes. But if you are looking for an investment rental, then watch…

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Are You Still Paying Mortgage Insurance? July 7, 2021
Are You Still Paying Mortgage Insurance?

I have mortgage insurance on the mind this week. There has been so much talk about housing appreciation – the year over year numbers show about a 15% increase in home appreciation. Appreciation is one of the most important things in your…

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Actual Appreciation VS. Median Home Price June 30, 2021
Actual Appreciation VS. Median Home Price

Today I want to talk about what is going on with the housing market and current housing prices. If you’ve been paying attention, you can see that the real estate market is still on fire. Last week, we got year-over-year median home…

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FHA Makes Big Changes June 23, 2021
FHA Makes Big Changes

This morning I want to talk about a big change the FHA made regarding calculating student loan debt. It’s probably not a surprise that student loan debt is getting in the way of a lot of people buying houses – especially for…

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Great Flexibility is Back with Jumbo Loans June 16, 2021
Great Flexibility is Back with Jumbo Loans

I want to talk about jumbo loans today: these loans pick up where conventional (FHA and VA) lending ends. When conventional loans don’t offer enough for the mortgage you need, a jumbo loan is an option to consider. Threshold for Jumbo Loans…

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Franklin Loan Center | NMLS 237653
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, 4131316
http://www.nmlsconsumeraccess.org/entitydetails.aspx/COMPANY/237653
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