Articles

No Closing Costs: Is it Too Good to Be True?? June 21, 2017
No Closing Costs: Is it Too Good to Be True??

Have you seen the marketing ploys from mortgage companies that advertise no closing costs? Often, these marketing campaigns target homeowners who are interested in refinancing their mortgage. Don’t be fooled by messages that make claims that are too good to be true,…

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The Fed Meeting: What Does it Mean for Mortgage Rates? June 15, 2017
The Fed Meeting: What Does it Mean for Mortgage Rates?

Yesterday was the second day of the Fed meeting, which means that it was the time when Janet Yellen announced a decision on the Fed Funds Rate. What does that mean for your mortgage? What is the Fed Meeting? Janet Yellen is…

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Database Management and Self-Discipline June 7, 2017
Database Management and Self-Discipline

Having a database (Customer Relationship Management system, CRM) is just the first step to building a relationship with your clients. But, you will be losing out on potential business if you are paying for this monthly service without implementing the self-discipline to…

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What is Desktop Underwriter (DU) and What Does It Mean? June 1, 2017
What is Desktop Underwriter (DU) and What Does It Mean?

Today, our topic is heavily focused on real estate: we are talking about Desktop Underwriters, also known as DU. I wanted to talk about this topic today because DU just released a new version, and the upgrades look like they will be…

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The Big 3: Short Sale, Foreclosure, and Bankruptcy May 24, 2017
The Big 3: Short Sale, Foreclosure, and Bankruptcy

Often, we hear questions from customers who are wondering how past financial problems will impact their ability to get a mortgage. If you have recently gone through one of “the big three,” will you be able to get financing for your home?…

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Rent vs. Buy: What is Right for Your Family? May 17, 2017
Rent vs. Buy: What is Right for Your Family?

As housing prices are increasing and rates are going up a little bit, many people are asking if it still makes sense to buy instead of rent. Before you make your decision, there are several factors that can help you determine the…

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Franklin Loan Center | NMLS 237653
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316
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