Articles

Does Taking Cash Out of My House Make Any Sense Right Now?
Should you take cash out of your house? Does it make any sense right now? Cash-out refinances are generally a case-by-case basis. Recently, we helped someone who built a bunch of debt (revolving and other things). They had backed themselves into a…

What Does Oil Have to Do with the Mortgage Business?
Do you know that there is a connection between oil and the mortgage business? Most people would never make this association, which is why I wanted to talk about it. What Did OPEC Decide? OPEC (The Organization of the Petroleum Exporting…

2/1 Buy Downs Explained
2/1 buy downs is a topic that has been trending lately, but I still have a lot of people who are wondering what it is and why they would do it. Here’s what you need to know: What is a 2/1 Buy…

It’s Fed Day! Also, Next Week: Best Week of the Year to Purchase a House
Today is Fed Day: as expected the Fed increased rates by three-quarters of a percent. The mortgage/bonds market is having a muted response. So far there isn’t too much movement. If you’ve been watching the trends, it’s been an ugly ride for…

Investment Property is All About the Numbers
Today, we’re continuing with the topic of investment properties. It continues to be a relevant topic, especially with the things that are currently happening with other types of investments. A few days ago, the stock market lost over 1000 points, which made…

Real Estate Investors and 1031 Exchanges
I’m seeing a bunch of investor activity over the last few months, and it’s worth pointing out. Investors are looking at their current rental properties, and they are seeing that maybe they have hit the peak for now. So they are taking…