Articles

Conventional Loans: Taking the Average of the Mid Scores for Two Borrowers February 9, 2022
Conventional Loans: Taking the Average of the Mid Scores for Two Borrowers

This topic isn’t new, but I think it’s worth mentioning since I haven’t shared about it on these videos before. It’s an important topic, especially for people who looking for mortgage options. Low Credit Score Borrowers Conventional loans, specifically Fannie Mae, actually…

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Jumbo Rates Still Very Strong February 2, 2022
Jumbo Rates Still Very Strong

We’ve talked a lot about how interest rates are going up. January of this year was definitely a tough one for interest rates. Conventional rates went up three quarters of a point in the first month. The increases have settled down at…

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Borrow Money When You Don’t Need It! January 27, 2022
Borrow Money When You Don’t Need It!

Today’s topic is important – something that I can’t emphasize enough. Right now, there are record amounts of home equity. In the last year, there has been a good 20% increase in home values, which means equity continues going up. Borrowing Money…

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What’s Really Happening with Interest Rates? January 19, 2022
What’s Really Happening with Interest Rates?

In today’s video, I’m sharing some geeky charts so we can what is happening to interest rates and where we stand right now – and where I think we are heading (based on my opinion). Breaking Down Interest Rates In this chart,…

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How Do the Numbers for a Home Purchase Compare to Renting? January 13, 2022
How Do the Numbers for a Home Purchase Compare to Renting?

It’s been a while since I shared a video on a rent vs. buy scenario. In the real estate business, there is always a mindset: you need to live somewhere – might as well be smart with your spending. If you are…

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FHFA Announces Significant Changes January 5, 2022
FHFA Announces Significant Changes

Happy New Year! FHFA (who oversees Fannie Mae and Freddie Mac) made a pretty significant announcement today, but it doesn’t technically roll out until April 1st. They announced that there will be a big pricing adjustment to both second home purchases and…

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