Articles

Uncertainty is the Name of the Game
The main topic of today: the uncertainty of what is happening with the economy and everything that is happening right now. The combination of COVID plus the news that is coming out of Ukraine is adding even more uncertainty to our situation….

The Fed Says They’re Only Increasing Rates by 25%. It’s Not What It Seems…
Earlier today, The Fed was in front of congress and talking about the direction we are going with rates. One thing they said seemed to be great news on the surface – regarding a small increase in rates. Note: remember that we…

Does Your Credit Score Really Matter?
Today’s topic is all about credit. When you are getting a mortgage, it’s common to wonder if a credit score really matters? The answer: absolutely yes! Credit is the one thing that will make the biggest difference in your rate, program, and…

Significant Changes for Self-Employed Clients Looking to Get a Mortgage
Today, I’m sharing news about big changes that just rolled out regarding conventional loans for people who are self-employed. Are You Self Employed? If you are running a company or are a member of a corporation, LLC, or a partnership (holding 25%…

Conventional Loans: Taking the Average of the Mid Scores for Two Borrowers
This topic isn’t new, but I think it’s worth mentioning since I haven’t shared about it on these videos before. It’s an important topic, especially for people who looking for mortgage options. Low Credit Score Borrowers Conventional loans, specifically Fannie Mae, actually…

Jumbo Rates Still Very Strong
We’ve talked a lot about how interest rates are going up. January of this year was definitely a tough one for interest rates. Conventional rates went up three quarters of a point in the first month. The increases have settled down at…