Articles

Is a 15-year Mortgage Right for You? February 23, 2017
Is a 15-year Mortgage Right for You?

When buying a home, some buyers have the ability and option to select a 15 year term rather than 30.  The same can be true for refinancing.  There are definitely benefits to a 15-year loan, including a lower interest rate, a shorter…

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Should You Worry About Interest Rates Trending Upward? February 16, 2017
Should You Worry About Interest Rates Trending Upward?

Over the past few months, we’ve seen a general trend of mortgage rates heading in an upward direction.  Historically, this makes lenders, Realtors, and buyers a bit nervous. However, is there real reason to worry?  Perhaps not. What do increasing rates REALLY…

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Increasing Mortgage Rates May Have Some Positives February 9, 2017
Increasing Mortgage Rates May Have Some Positives

Even though interest rates have been rising slightly, it isn’t necessarily bad news.   I’ve always held this opinion and so do a number of industry experts.  According to a recent article from Gina Pogol from The Mortgage Reports, increasing rates might even…

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A Few Thoughts on Your 2017 Mortgage Situation February 2, 2017
A Few Thoughts on Your 2017 Mortgage Situation

We’re now in month two of 2017 (hard to believe)! If financing a home is on your to-do list for 2017, here are a few things you may want to keep in mind. Should you still consider buying a home? Buying a…

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Hold Off on That FHA Insurance Premium Reduction January 26, 2017
Hold Off on That FHA Insurance Premium Reduction

A couple weeks ago, you might recall reports indicating that HUD was reducing the premiums charged for mortgage insurance by 0.25% beginning on January 27, 2017. For now, that plan has been suspended. Among fears that HUD may not have adequate reserves…

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Here’s What Homebuyers are Really Thinking… January 19, 2017
Here’s What Homebuyers are Really Thinking…

Today I offer some food for thought to listing agents.  Perhaps these hints can help you to sell your next listing a bit faster! It’s very common for real estate agents to use certain “buzz” words when describing their listings.  Some time…

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