Articles

5 Things You May Not Know That Can Hurt Your Credit Score September 29, 2016
5 Things You May Not Know That Can Hurt Your Credit Score

We all know how important credit and credit scores are in today’s financial world.  We also know that if we don’t pay our bills on time, these delinquencies can be reported to the credit bureaus and damage our credit score. However, many…

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Fed Doesn’t Raise Rates…  For Now September 22, 2016
Fed Doesn’t Raise Rates… For Now

On Wednesday, the Federal Reserve decided that a stagnant unemployment rate is the main reason to hold off on an interest rate hike, according to USA Today reporter Paul Davidson. Janet Yellen, the Fed Chair explained to reporters that despite having solid…

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5 Potential Solutions if You Can’t Pay Your Mortgage September 14, 2016
5 Potential Solutions if You Can’t Pay Your Mortgage

Unfortunately, some homeowners face certain situations like losing their job, having high medical bills, or facing financial hardship. If you find yourself in this situation, things may look terrible as to keeping your home, but there are numerous options that you can…

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Things That Can Make Your Mortgage Payments Increase September 8, 2016
Things That Can Make Your Mortgage Payments Increase

When you sign your name on to a 30-year fixed mortgage, you inherently assume that your payments will remain the same for…  the next 30 years.  Right? In theory, that is true.  However, in reality it isn’t always the case. The reason…

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Bad Credit or No Credit…  What’s Worse? September 1, 2016
Bad Credit or No Credit… What’s Worse?

We’ll all met that occasional person who loves to make it known that they have no debt whatsoever.  In fact they don’t even own a credit card, have no car payment, and have never needed to borrow money. Yes, it’s rare, but…

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California Senate Bill 1150 Approved August 25, 2016
California Senate Bill 1150 Approved

Earlier this week, California’s Senate approved Senate Bill 1150, a new legislation designed to protect widows, widowers, and other heirs from unnecessary foreclosures. Called the Homeowner Survivor Bill of Rights, SBOR was approved by the Senate with 23 votes for it, and…

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Franklin Loan Center | NMLS 237653
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