Articles

It’s Almost January 1st. All Our Numbers Reset to Zero?
During the last part of the year, are you someone who has numbers you are trying to hit – such as sales, production, etc.? It’s easy to fall into a trap of anticipating the start of the year, with a plan to…

Update: How Have the Bond Markets Responded to Last Week’s Fed Announcement?
I want to follow up about the big Fed announcement from last week. Some of the experts that I’m following were predicting that the Fed would double the amount of tapering of bonds that they are buying (both treasuries and mortgage-backed securities)….

What Will the Fed Do About Inflation?
One of the biggest talking points in the financial industry right now is the topic of inflation. We are seeing the prices go up across all industries, which means that we are paying more for stuff compared to the prices just a…

Here’s a Way to Look at Housing Price Activity I Haven’t Seen Before
There’s no question at this point that housing prices are going up and up. But part of the challenge with looking at median home prices is that these increases can be a little misleading. Especially here in Southern California: when the high…

New Loan Limits: What Home Buyers Need to Know
The big news in the mortgage industry is that we have new conforming and FHA loan limits for 2022! New Loan Limits for Conventional and FHA Loans Starting right away for conventional loans, the new limit across the United States is $647,200….

Happy Thanksgiving!
This week I simply want to wish everyone a Happy and Healthy Thanksgiving. Personally, I have a lot to be thankful for and that includes those of you who are dear friends and valued clients. Have a wonderful Thanksgiving weekend and I…