Articles

Borrow Money When You Don’t Need It!
Today’s topic is important – something that I can’t emphasize enough. Right now, there are record amounts of home equity. In the last year, there has been a good 20% increase in home values, which means equity continues going up. Borrowing Money…

What’s Really Happening with Interest Rates?
In today’s video, I’m sharing some geeky charts so we can what is happening to interest rates and where we stand right now – and where I think we are heading (based on my opinion). Breaking Down Interest Rates In this chart,…

How Do the Numbers for a Home Purchase Compare to Renting?
It’s been a while since I shared a video on a rent vs. buy scenario. In the real estate business, there is always a mindset: you need to live somewhere – might as well be smart with your spending. If you are…

FHFA Announces Significant Changes
Happy New Year! FHFA (who oversees Fannie Mae and Freddie Mac) made a pretty significant announcement today, but it doesn’t technically roll out until April 1st. They announced that there will be a big pricing adjustment to both second home purchases and…

It’s Almost January 1st. All Our Numbers Reset to Zero?
During the last part of the year, are you someone who has numbers you are trying to hit – such as sales, production, etc.? It’s easy to fall into a trap of anticipating the start of the year, with a plan to…

Update: How Have the Bond Markets Responded to Last Week’s Fed Announcement?
I want to follow up about the big Fed announcement from last week. Some of the experts that I’m following were predicting that the Fed would double the amount of tapering of bonds that they are buying (both treasuries and mortgage-backed securities)….