Articles

Mortgage Rates in a Downward Trend. Can it Last? August 4, 2021
Mortgage Rates in a Downward Trend. Can it Last?

I want to talk about rates today. Rates have been so great for a while that it seems like we are used to the low numbers that we’ve been seeing for some time. Interest Rate Trends So Far in 2021 They have…

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Make Sense Jumbo Loan Programs July 28, 2021
Make Sense Jumbo Loan Programs

I’ve been talking about jumbo loans for a few weeks because there are new updates to share. One of the programs you need to know about is our in-house jumbo portfolio loan. The title for today says it all: this program is…

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Jumbo Mortgage Options You May Not Have Known Were Available July 21, 2021
Jumbo Mortgage Options You May Not Have Known Were Available

If we rewind back to when COVID first started, the jumbo lenders locked up and there weren’t many options available. Now, the lenders are coming back and creating more opportunities in the market. I wanted to share a few things that you…

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Sick of All the Documentation Needed for a Conventional Loan??? Watch This! July 15, 2021
Sick of All the Documentation Needed for a Conventional Loan??? Watch This!

Today I want to talk about an option that is getting better – specifically for investment property purchases. A quick disclaimer: this strategy doesn’t work for primary residences or second homes. But if you are looking for an investment rental, then watch…

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Are You Still Paying Mortgage Insurance? July 7, 2021
Are You Still Paying Mortgage Insurance?

I have mortgage insurance on the mind this week. There has been so much talk about housing appreciation – the year over year numbers show about a 15% increase in home appreciation. Appreciation is one of the most important things in your…

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Actual Appreciation VS. Median Home Price June 30, 2021
Actual Appreciation VS. Median Home Price

Today I want to talk about what is going on with the housing market and current housing prices. If you’ve been paying attention, you can see that the real estate market is still on fire. Last week, we got year-over-year median home…

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Franklin Loan Center | NMLS 237653
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, 4131316
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