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March 4, 2011
New Mortgage Insurance Changes From FHA
I just received final word on the dates for the new mortgage insurance changes coming on all FHA loans. We have until April 18th to register new loans and avoid the .25% increase in the monthly mortgage insurance premium on FHA…
March 4, 2011
Temecula, Murrieta, and San Diego Mortgage Loans: Banks are Still Lending!
You see it almost every day in the financial news, articles talking about how banks aren’t lending money. While this is largely true, it absolutely does NOT mean mortgage lending isn’t happening. Since 2008 banks have been on lock down with lending…
March 2, 2011
Temecula Home Loans: Qualifying for a Mortgage Loan
As a Temecula home loan specialist, I see a wide variety of customers. Through the years, I can say that qualifying for a mortgage loan has always been somewhat of a pain. I can remember my dad complaining years ago about the…
February 15, 2011
Calling All Investors!
I realize not everyone is ready to jump back into investing in real estate. Many of us, me included, are still feeling stung by some of our investments in the mid 2000’s. With that said we all have our retirements to think…
January 19, 2011
Fannie Mae 102-4
102-4 represents where the Fannie Mae mortgage bond closed yesterday. While the vast majority of the general public (including me, until I really began studying the interest rate markets) has absolutely no idea the significance of this number, it represents a very…
January 2, 2011
Looking Forward in 2011
A new year is upon us, the start of the second decade of the “new” millennium. That’s hard to believe. 2011 starts with many questions that will only be answered as the days pass. Questions such as: Is the economy getting back…
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