Articles
April 24, 2013
Refinancing Expectations
One of the biggest questions current homeowners are asking themselves is if they should refinance or not. According to the Mortgage Brokers Association, it is predicting that mortgage rates will rise slightly throughout 2013. So, should you refinance immediately? Well, here are…
April 18, 2013
New Information on Loans With Less Than 20% Down
There is more proof that the housing market is continuing to brighten as more home buyers are discovering that they can get conventional loans with less than a 20% down payment. According to a recent article in USA Today, the only way…
April 11, 2013
Tips on Obtaining a Better Mortgage Deal
Due to the continuous changing that is going on in the mortgage industry, it’s important to stay up to date (or at least be working with a lender that stays up to date) if you are considering a home purchase. The Federal…
April 4, 2013
Understanding the Process of Mortgage Lending
Many people who are thinking about buying a home may not understand the importance of a lender and what a lender does. When that important time comes where you have made the decision to become a homebuyer, the first important step will…
March 28, 2013
Qualifying the Self-Employed & Small Business Owners
If you happen to be self-employed or own a small business, you probably already know that getting a mortgage is a bit more cumbersome than when you had a paycheck and a W-2. There are some valid reason for this and despite…
March 21, 2013
HARP Continues to Get Stronger
Back in December, we wrote an article on HARP (Home Affordable Refinance Program) and how the government program is aimed at helping struggling homeowners take advantage of low interest rates. In 2012, this program helped approximately 1.1 million borrowers, which was twice…
Franklin Loan Center | NMLS 237653
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, 4131316