Articles
June 23, 2021
FHA Makes Big Changes
This morning I want to talk about a big change the FHA made regarding calculating student loan debt. It’s probably not a surprise that student loan debt is getting in the way of a lot of people buying houses – especially for…
June 16, 2021
Great Flexibility is Back with Jumbo Loans
I want to talk about jumbo loans today: these loans pick up where conventional (FHA and VA) lending ends. When conventional loans don’t offer enough for the mortgage you need, a jumbo loan is an option to consider. Threshold for Jumbo Loans…
June 10, 2021
Moving to Another State… Franklin Likely Has You Covered
I was out of town this week, and it reminded me that I haven’t really talked about how many states that Franklin is licensed in. Personally, I can help with mortgages in California and Washington. I’ve got those 2 state licenses. If…
June 3, 2021
The Fix for Inflation… Who Agrees with Me?
Who agrees with me on fixing inflation? The inflation numbers are showing that things are out of control. I think these numbers are actually worse than what is being reported. The most obvious fix: we have to stop the “Great American Giveaway.”…
May 26, 2021
Housing Price Appreciation is Accelerating
Yesterday, a new housing report came out – it was another doozy in the housing market. The numbers show that nationally we are up more than 13% year-over-year. That’s higher than it was last month, which means that things are accelerating faster….
May 19, 2021
Is it Really Okay to do a Cash Out Refinance?
Have you seen cash-out refinances advertised all over the radio and other marketing platforms? I want to talk about this topic today to answer common questions about this strategy. Equity is way up, making it seem like a good idea right now….
Franklin Loan Center | NMLS 237653
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, 4131316