Articles

Zillow is Shutting Down Their iBuyer Program November 3, 2021
Zillow is Shutting Down Their iBuyer Program

There’s a big headline in the news: Zillow is shutting down their iBuyer program. It’s interesting to see how Zillow stepped in confidently – following the algorithms (their “Zestimates”), making blind offers on properties, sending someone to do a quick inspection, and…

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Home Appreciation is Slowing… That’s the Good News! October 27, 2021
Home Appreciation is Slowing… That’s the Good News!

A report came out yesterday: the FHFA Housing Price Index. The update was all over the media outlets, with lots of people talking about a possible housing crash. This report shows that housing appreciation is slowing down across the nation. My opinion…

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New Conforming Loan Limits October 21, 2021
New Conforming Loan Limits

This topic has been all over the news lately: the new loan limits. Every year, Fannie Mae and Freddie Mac re-evaluate conventional loan limits. They go back to look at how much appreciation they saw in Q3, then they increase the loan…

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Does Today’s Housing Market Resemble 2006? October 13, 2021
Does Today’s Housing Market Resemble 2006?

With the escalation we’ve seen in home prices over the past few years, many fear that we may be headed for another housing “bubble” and that a crash is just around the corner. So are we truly in the same place as…

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How Could Threats of a Change in Long Term Capital Gains Affect Real Estate? October 7, 2021
How Could Threats of a Change in Long Term Capital Gains Affect Real Estate?

As we start Q4 this year, there is a lot of talk out of Washington D.C. about a possibility of an increase in the short-term capital gains tax. It feels like a situation where there has been so much in real estate…

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Bank Statement Loans… Not the Junk Loan You Might Think September 30, 2021
Bank Statement Loans… Not the Junk Loan You Might Think

Bank statement programs have been out for a while, but I’ve been getting more requests for them lately. I went through a period where I didn’t want to use bank statement programs because it seemed too similar to the subprime days. I…

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