Articles

5 Potential Solutions if You Can’t Pay Your Mortgage September 14, 2016
5 Potential Solutions if You Can’t Pay Your Mortgage

Unfortunately, some homeowners face certain situations like losing their job, having high medical bills, or facing financial hardship. If you find yourself in this situation, things may look terrible as to keeping your home, but there are numerous options that you can…

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Things That Can Make Your Mortgage Payments Increase September 8, 2016
Things That Can Make Your Mortgage Payments Increase

When you sign your name on to a 30-year fixed mortgage, you inherently assume that your payments will remain the same for…  the next 30 years.  Right? In theory, that is true.  However, in reality it isn’t always the case. The reason…

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Bad Credit or No Credit…  What’s Worse? September 1, 2016
Bad Credit or No Credit… What’s Worse?

We’ll all met that occasional person who loves to make it known that they have no debt whatsoever.  In fact they don’t even own a credit card, have no car payment, and have never needed to borrow money. Yes, it’s rare, but…

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California Senate Bill 1150 Approved August 25, 2016
California Senate Bill 1150 Approved

Earlier this week, California’s Senate approved Senate Bill 1150, a new legislation designed to protect widows, widowers, and other heirs from unnecessary foreclosures. Called the Homeowner Survivor Bill of Rights, SBOR was approved by the Senate with 23 votes for it, and…

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3 Hints for Getting Approved for a Mortgage August 18, 2016
3 Hints for Getting Approved for a Mortgage

When you are excited about buying a new home, it can be a disappointing experience to run into difficulties with the mortgage approval. The only thing that is lying between you and your dream home is the financing! Don’t worry though… just…

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CFPB to Offer New Rules for Troubled Borrowers August 11, 2016
CFPB to Offer New Rules for Troubled Borrowers

Due to the financial crisis during the last decade, the Consumer Financial Protection Bureau (CFPB) was created to protect home owners. Over the last several years, the CFPB has introduced various rules to help troubled borrowers, and last week, it updated additional…

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Franklin Loan Center | NMLS 237653
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316
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