Articles

Does Your Credit Score Really Matter? February 24, 2022
Does Your Credit Score Really Matter?

Today’s topic is all about credit. When you are getting a mortgage, it’s common to wonder if a credit score really matters? The answer: absolutely yes! Credit is the one thing that will make the biggest difference in your rate, program, and…

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Significant Changes for Self-Employed Clients Looking to Get a Mortgage February 16, 2022
Significant Changes for Self-Employed Clients Looking to Get a Mortgage

Today, I’m sharing news about big changes that just rolled out regarding conventional loans for people who are self-employed. Are You Self Employed? If you are running a company or are a member of a corporation, LLC, or a partnership (holding 25%…

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Conventional Loans: Taking the Average of the Mid Scores for Two Borrowers February 9, 2022
Conventional Loans: Taking the Average of the Mid Scores for Two Borrowers

This topic isn’t new, but I think it’s worth mentioning since I haven’t shared about it on these videos before. It’s an important topic, especially for people who looking for mortgage options. Low Credit Score Borrowers Conventional loans, specifically Fannie Mae, actually…

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Jumbo Rates Still Very Strong February 2, 2022
Jumbo Rates Still Very Strong

We’ve talked a lot about how interest rates are going up. January of this year was definitely a tough one for interest rates. Conventional rates went up three quarters of a point in the first month. The increases have settled down at…

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Borrow Money When You Don’t Need It! January 27, 2022
Borrow Money When You Don’t Need It!

Today’s topic is important – something that I can’t emphasize enough. Right now, there are record amounts of home equity. In the last year, there has been a good 20% increase in home values, which means equity continues going up. Borrowing Money…

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What’s Really Happening with Interest Rates? January 19, 2022
What’s Really Happening with Interest Rates?

In today’s video, I’m sharing some geeky charts so we can what is happening to interest rates and where we stand right now – and where I think we are heading (based on my opinion). Breaking Down Interest Rates In this chart,…

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