Articles

Good News from the Fed June 11, 2020
Good News from the Fed

Instead of recording my video in the morning like usual, I waited until after the Fed announcement today. They announced that rates are staying at zero – which is no surprise. One surprising bit of news is that they expect rates to…

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The Housing Market is the Brightest Spot in the Economy June 3, 2020
The Housing Market is the Brightest Spot in the Economy

First, I wanted to send out a big THANK YOU for the major love I’ve received in response to my 50th birthday yesterday. Thank you for the messages and well-wishes! Unexpected Results in COVID-19 Walter Neil, the owner of Franklin Loan Center,…

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Realtors and Home Buyers: Good News on the Forbearance Front May 27, 2020
Realtors and Home Buyers: Good News on the Forbearance Front

We heard a great update last week from Fannie Mae and Freddy Mac regarding conventional loans. We are finally going to be able to let loose a bit to get some of the loans going again if they went into forbearance. A…

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Jumbo Lending Showing Signs of a Bit of a Thaw May 21, 2020
Jumbo Lending Showing Signs of a Bit of a Thaw

I have a bit of good news. In recent weeks, lending has been shrinking due to the pandemic and economic changes that have been happening. But things are starting to shift again, which is good news in the mortgage industry. Jumbo Loan…

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Sick of Overlays? May 13, 2020
Sick of Overlays?

Sick of overlay? If you aren’t in real estate, then you probably don’t know what that means. Overlays are in conventional, FHA, and VA loans (which make up more than 90% of the loans out there). These loans have base guidelines –…

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Forbearance… Beating a Dead Horse? Unfortunately Not. May 7, 2020
Forbearance… Beating a Dead Horse? Unfortunately Not.

Forbearance is a topic I’ve mentioned a few times, but it’s an important subject right now – especially since it’s been hitting the news headlines. Preface: I understand that there are many people out there who have no other option. If that…

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Franklin Loan Center | NMLS 237653
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