Articles
March 3, 2021
What is Zillow’s Plan?
Zillow has forever been the place to go when people want to check the value on their house, known as a “Zestimate.” Many regular consumers who aren’t in the industry didn’t realize that Zillow has been a big lead generation source for…
February 24, 2021
The Forbearance Can is Continuing to Be Kicked
Headline this morning: Mortgage Delinquencies Fell Below 6% for the First Time Since March. That sounds like good news! What is 6% relative to? How does it shape up compared to where we really stand? Mortgage Delinquencies Are Down The good news…
February 17, 2021
Is Now the Time to Get Rid of Your Mortgage Insurance?
With the amount of appreciation that has happened over the last 12 months, you might be in a position to get rid of your mortgage insurance. What’s Mortgage Insurance? If you have it, then you already know what mortgage insurance is. If…
February 10, 2021
What is Real the Unemployment Rate?
Hint… it’s not what the Fed report says. Today I want to touch on the unemployment reports that we hear from the government each month – an announcement that always comes out the first Friday every month. It’s always a big number…
February 3, 2021
Headline: Homebuyers Stall Due to Sticker Shock
I saw a headline on CNBC today that made me laugh: Homebuyers Stall Due to Sticker Shock. Is it true? There’s definitely a bunch of buyers out there, especially for this early in the year. Inventory is still low – it’s a…
January 27, 2021
When Tax Credits are Actually Bad
Yesterday, I had 2 conversations that gave me the idea to address this topic in a video. One of the things that Biden talked about in his election campaign was a first-time homebuyer tax credit – up to $15,000. Why Real Estate…
Franklin Loan Center | NMLS 237653
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, 4131316