Articles

When Should Young Adults Start Worrying About Their Credit? September 4, 2019
When Should Young Adults Start Worrying About Their Credit?

Credit history and credit scores seem like topics that people don’t need to worry about until they are well into adulthood. Many young adults feel like it’s ok to wait before they work on building their credit history. But the truth is…

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Looking a Gift Horse in the Mouth? August 28, 2019
Looking a Gift Horse in the Mouth?

Continuing with our conversation last week about low interest rates, I have to ask the question: are we looking a gift horse in the mouth? The gift I’m talking about is the drop in interest rates we are experiencing right now. 1%…

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Refinance Activity Up Dramatically Year Over Year August 21, 2019
Refinance Activity Up Dramatically Year Over Year

This morning I listened to a podcast that shared an interesting statistic: year over year, refinance activity is up 180%. Anyone in the loan business has seen an increase in demand for refinances. A bunch of activity has been happening right now,…

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What’s Happening in the Financial Markets Today? August 14, 2019
What’s Happening in the Financial Markets Today?

If you’ve been paying attention to the financial markets today, you know that it’s been a rollercoaster on Wall Street. I checked the trends right before filming this video, and the Dow was down over 600 points. This is my 3rd week…

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What’s Really Happening with Interest Rates? August 8, 2019
What’s Really Happening with Interest Rates?

I talked about interest rates last week, and figured it was worth a discussion again this week because of all of the current news around the topic. Last week, I talked about how the Fed dropped rates by a quarter, which brought…

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It’s Fed Decision Day – But It May Not Be What You Think July 31, 2019
It’s Fed Decision Day – But It May Not Be What You Think

Fed decision day has rolled around again, and I often highlight this topic in my video to share awareness about what is happening in the industry. The FED is finishing up their 2-day meeting today and should be finished shortly. Will Rates…

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Franklin Loan Center | NMLS 237653
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316
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