Articles

Mortgage Tips for 2014 February 27, 2014
Mortgage Tips for 2014

If you are in the market to become a homeowner, it is very important to make sure you are prepared to act quickly when you find that ‘perfect’ home. And, with mortgage rates still at attractive rates, it is even more vital…

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Continued Decline in Mortgage Delinquencies a Positive for Housing Market February 20, 2014
Continued Decline in Mortgage Delinquencies a Positive for Housing Market

More great news in the mortgage industry came out this past week as the mortgage delinquency rate hit the lowest in five years and actually dropped below 4% for the first time since 2008! TransUnion’s latest ‘mortgage delinquency report’ said that the…

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Tax Time and Home Mortgage Points February 13, 2014
Tax Time and Home Mortgage Points

Like it or not, it’s tax time again. And, in order to make sure things go as planned, if you purchased or refinanced a home in 2013 you should get a copy of your HUD to your CPA.  (If you closed your…

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Important Home Equity Line of Credit Information February 6, 2014
Important Home Equity Line of Credit Information

Back in 2005, there was a plethora of Home Equity Line Of Credits (HELOC) made. And, with many of these still around and close to resetting, some borrowers may no longer be able to afford these credit lines when they are required…

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Is a Reverse Mortgage a Good Option? January 23, 2014
Is a Reverse Mortgage a Good Option?

One major conversation in the mortgage market is the reverse mortgage and its pros/cons. A reverse mortgage is a special type of home loan that lets you convert a portion of your home’s equity into cash. The equity that you built up…

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Signs Continue to Show Improvement in Housing Market January 16, 2014
Signs Continue to Show Improvement in Housing Market

As 2014 begins, there are signs of continued improvement in the housing market. Various reports focusing on a lower number of delinquencies, an increase in home construction, and a lower number of loan modifications is great news on the mortgage front. A…

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Franklin Loan Center | NMLS 237653
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