Articles

Have we learned our lesson in the San Diego Home Loan Market? May 3, 2011
Have we learned our lesson in the San Diego Home Loan Market?

At a recent presentation on the San Diego mortgage market, during the Q&A portion someone asked if I thought we had learned our lesson from all the housing fall out and if could we avoid a repeat of the run up and…

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A Rant April 15, 2011
A Rant

It took our government three years to figure out (or at least publish) what the rest of us figured out two to three years ago.  The housing crisis we have been in for years now would never have been possible without the…

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Everywhere there’s signs…of potential health in the Temecula, Murrieta Housing Market April 5, 2011
Everywhere there’s signs…of potential health in the Temecula, Murrieta Housing Market

There is news every day, on every news channel about how unhealthy the housing market is.  The buzz words are shadow inventory, removal of Fannie Mae and Freddie Mac, strategic foreclosure, negative equity, etc.  There are many headwinds blowing in the face…

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FHA Rehab Mortgages in Temecula March 17, 2011
FHA Rehab Mortgages in Temecula

Think rehab loans aren’t available in today’s lending market?  Think again.  With so many bank owned properties and distressed short sales on the real estate market today in Temecula and the greater Southern CA region, the FHA 203K program might be the…

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Temecula, Murrieta, San Diego Mortgage Brokers March 4, 2011
Temecula, Murrieta, San Diego Mortgage Brokers

Mortgage brokers have been the punching bag for the mortgage business for much of the past several years.  Some brokers created bad blood back in the subprime days of the early and mid-2000’s.  These risky loans were originated almost exclusively through brokers…

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Temecula, Murrieta, San Diego Jumbo Mortgages March 4, 2011
Temecula, Murrieta, San Diego Jumbo Mortgages

They’re baaaaack.  Jumbo mortgages that is. Even just defining a jumbo mortgage is a bit difficult these days.  Just a couple years ago all loans over $417,000 were considered jumbo.  In 2009 the line between “conventional” loans and “jumbo” loans got blurred. …

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Franklin Loan Center | NMLS 237653
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316
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