Articles

The Investment Value of Your Primary Residence October 22, 2015
The Investment Value of Your Primary Residence

  For this week, I am going to do something that I really don’t do and that is an opinion piece. We are going on 8-10 years since the significant fallout from real estate. And, more and more, I am starting to…

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TRID Security and Compliance October 15, 2015
TRID Security and Compliance

One big aspect of TRID is consumer privacy protection and the protection of consumer information. This will immediately impact the way that we all communicate and send consumer data via email. Going forward, emails containing client information will need to be encrypted…

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More on TRID Documentation October 8, 2015
More on TRID Documentation

We are going to talk again about TRID, the TILA/RESPA Integrated Disclosure, focusing on documentation and changes to documentation. It is a huge deal in our business when the Truth in Lending Statement, the Good Faith Estimate, and HUD (Housing and Urban…

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What’s Going to Happen with Interest Rates? October 1, 2015
What’s Going to Happen with Interest Rates?

Nearly every day I get asked the question “What’s going to happen with interest rates?” The truthful answer is that no one can really predict when or if interest rates will go up or down.  But I think it’s worth noting that…

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Information About the New TRID Timelines September 24, 2015
Information About the New TRID Timelines

  There are some new TRID rules which are coming out, and one of the more important new rules focuses on the TRID timelines specifically. There is concern that it will be the end of 30-day closings on purchase transactions, but at…

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What is TRID and How Will It Affect the Mortgage Industry? September 17, 2015
What is TRID and How Will It Affect the Mortgage Industry?

You have probably already heard that change is coming, but what are the actual implications of the upcoming TRID changes? They are due to roll out on October 3, 2015 and that’s when we’ll really see the effects and ramifications. Take a…

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Franklin Loan Center | NMLS 237653
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, 4131316
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