Money Saving Tips for 2013 December 27, 2012
Money Saving Tips for 2013

As 2013 begins next week, many of you will be making those annual New Year’s resolutions. Typically, keeping true to these resolutions is very difficult, especially when it comes to your basic finances.  These “financial” resolutions, however, can definitely help you save…

Read More »

New Mortgage Database December 19, 2012
New Mortgage Database

In a move to stay on top of the rapid changing world of technology, the Consumer Financial Protection Bureau (CFPB) and the Federal Housing Finance Agency (FHFA) have collectively agreed to produce a National Mortgage Database containing comprehensive mortgage loan information. “The…

Read More »

HARP Update December 12, 2012
HARP Update

Since it began in 2009, more than 1.7 million households labeled “underwater” have made use of the government’s Home Affordable Refinance Program, also known as HARP, and this program is successfully stimulating the U.S. housing market. HARP was launched to give homeowners…

Read More »

Proposed Changes with FHA in 2013 December 4, 2012
Proposed Changes with FHA in 2013

The Federal Housing Administration is proposing some changes to its program rules that might impact or affect some loan applicants in 2013. These are designed improve revenue flows to the agency and cut back on losses.  Although none of these appear to…

Read More »

Housing Market Contiues to Go in Right Direction November 29, 2012
Housing Market Contiues to Go in Right Direction

According to two reports this week, economists are saying the news is continuing to look upbeat in the world of real estate! The lowest mortgage rates in history have definitely helped keep sales of previously owned US homes close to a two-year high…

Read More »

Helping out the Homebuyer November 14, 2012
Helping out the Homebuyer

As often as we work with new home buyers, we know that the process can be quite intimidating for them. Since buying a home and taking out a mortgage is probably the biggest financial decision buyers will make in their lives, it’s…

Read More »

Franklin Loan Center | NMLS 237653
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, 4131316
For questions or concerns please email